Ways to Make Money When you Shop

When we shop we spend money and so it can be hard to think that we could actually be making money from doing so. Although it is very unlikely that you will be able to make more money than you spend, there are ways that you can get some money sometimes when you are shopping. It is worth investigating these as it may mean that you can make a bit of money and all money that you can make is worthwhile as every bit will add up.

Secret shoppers

Some people actually get paid for shopping and for the items that they buy. These are often called secret shoppers and they have to visit certain shops and then report back on their experience. They will then get paid for doing so. These jobs can be rather ad hoc, but they can be fun for anyone that does enjoy shopping. They also may not pay that much but more than you would otherwise if you just went shopping yourself. You should be able to find jobs advertised online doing this sort of thing, just make sure you check out the reviews and find out how much you will get paid in advance.

Cash back credit card

Using a cash back credit card means that you will get some money back for everything you spend. This can be great as it means that when you are shopping you will not be spending as much as it seems as you will be getting money back on everything you spend. When you get your credit card statement, you will be able to see how much money you have been awarded in cashback. The percentage will be very low, it is likely to be less than 1% and so you will not make lots of money. You need to be careful that you are not tempted to spend more money because of the cashback, as it is such a small amount you cannot use it as an excuse to justify spending more. However, if you spend normally then it is a small bonus that you can take advantage of.


It can be worth checking to see if you can use any vouchers before you shop. These could be online voucher codes or physical vouchers. They may not save you loads of money, but they are still worth using as you could save some. It does not take too long to search online to see if you can find any as there are voucher code websites which will list all of the available codes.

Cash back websites

Using a cash back website can be good. These will often be focussed on online shopping but sometimes you can also get cashback for shopping on the high street as well. What happens is that you will need to use the link on the site when visiting the retailer and this will track your purchase and if the purchase goes ahead and you are not refunded then you will be able to get the cashback. However, this process can take up to 6 months and so it is not a very instant way to make money, but can mean that you will get some reward for shopping.

Loyalty cards

Many shops have loyalty cards and some of those will offer rewards. It will depend on the retailer as to what the reward will be. Some add up points and when you have a certain amount you can use them to buy things. Others will give gifts such as free drinks or other items. Many people do not feel the cards are worth it as they are used to track what you buy but as you get a reward in return you may feel that it is worth it. It is up to you and you will have to decide whether you feel that the reward is worth them being able to keep track of your shopping habits.

Although there are a number of different ways to make money when you shop, you will find that none of them pay massively. However, if you use as many as you can, you will be able to ad dup your savings and they could be more significant. This can really help you to make it easier to make ends meet or it could also mean that you will have some extra money available which you could put into savings or use to repay loans. Even just this small bit is worth doing though as it is all money that you are entitled to keep rather than spend. It is also not that difficult and once you know where to look for vouchers and cashback it can become a habit so it is extremely easy and something that you will hardly have to even think about.